Break Free from Debt,
on Your Terms
Financial recovery should be supportive, respectful, and shaped around your life.
Collaborate. Resolve. Thrive.
A New Path to
Financial Freedom
At Parley, we've created a simpler, more caring way to get out of debt. Our smart, chat-based service helps you find tailored affordable solutions—without undue pressure or judgement.
Listen & Understand
We securely confirm your situation so you can see repayment options that are affordable.
Support Without Pressure
Instead of calls or letters, our always-on chat keeps things convenient, discreet, and free of unnecessary stress.
Positive Outcomes
We aim to lighten the emotional weight of debt, allowing you to move forward with greater peace of mind.
Take Control, Find Calm,
& Reclaim Your Future
Less Stress & Anxiety
Leave behind the dread of stressful debt collection and embrace a calmer, more reassuring process.
Confidence & Control
Understand your path to repayment clearly, without hidden surprises.
Renewed Hope
See a clear way forward that encourages optimism about your financial future.
Breathe Easier, Stay in Control, and Restore Your Financial Well-Being
With flexible repayment options, and a path to rebuild your credit, we'll help you move forward with ease.
Flexible Repayment Plans
Together we find a payment plan that aligns with your means and we'll work with you to make it happen.
Avoid Extra Fees
Parley doesn't apply fees related to debt collection that could increase your debt.
Future Shielding
Together we'll create a plan to protect and improve your future access to credit.
A fair, flexible path to financial freedom.
How It Works
We believe debt resolution should be straightforward, supportive, and free of shame or intimidation.
At Parley, we start by listening—understanding how much you can afford to repay, when you can manage it, and why it's important to find a practical solution.
We know that demands, fear tactics, or embarrassment won't help you move forward. Instead, we work with you to create realistic repayment options that help you avoid the downsides of prolonged debt and build a path back to financial stability.
Private & Secure Start
Begin with a one-on-one chat, where Parley confirms a few details about your situation.
Personalised Options
From there, you receive repayment options designed around what you can manage—no one-size-fits-all.
Your Pace, Your Control
If your circumstances change along the way, you can revise your plan without worrying about rigid deadlines or pushy follow-ups.
24-7-365 Availability
Resolve your debt whenever it suits you—no need to wait for call-center hours.
Why We're Different
Empathy Without Intrusion
Traditional debt collection can feel hostile or overwhelming. Parley offers a kinder, more accessible route—no harassing calls, no stressful letters.
A Human-Centered Intelligent Approach
Behind the scenes, we use advanced insights to propose fair, caring solutions—seamlessly delivered through our chat. Everything is designed to adapt to your unique circumstances, while keeping the personal touch that helps you feel supported.
Compliance & Trust
We meet strict regulatory standards to protect your privacy and ensure clarity. Our commitment to fairness and integrity lets you focus on resolving debt, not worrying about hidden pitfalls.
Ready for a Different Kind of Support?
If you're here, it's likely we've already been in touch about your debt. Now's the perfect time to discover how our respectful, practical approach can help you move forward with confidence.
Common Questions
Find answers to common questions about debt management and how we can assist you.
What is Parley exactly?
Parley is a chat-based debt recovery platform. We prioritise fairness, clarity, and a respectful dialogue—working on behalf of companies you owe money to.
How do I set up a repayment plan?
Simply reply to a private chat on WhatsApp or SMS. Parley will learn about your situation and offer options that meet your needs. You pick what works best.
What if I can't pay right now?
Life happens. You can pause or adjust your plan anytime—right within the chat.
Am I forced to speak to anyone by phone?
Not at all. We believe in an easy, discreet chat experience available 24-7-365.
Do I need an account to use Parley?
Not at all. We'll message you via WhatsApp or SMS to begin the process. Everything you need to know—repayment options, next steps, and more—is explained right there in the chat. No extra forms or complicated signups needed.
What if I can't afford to pay?
We will work with you to get information to the creditor that allows your circumstances to be understood and alternative solutions explored.